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M&T Bank RCC Production Analyst III in Baltimore, Maryland



Capital Market Underwriter specializing in either Agency Screening and Analysis, Agency Underwriting, FHA Map and Lean Underwriting, or Commercial Placement Underwriting.

Primary Responsibilities:

Position responsibilities include some or all of the following depending on product specialty:

Analyze/Spread operating statements for multifamily or commercial loan transactions in accordance with specific investor guidelines.

Responsible for accurate loan sizing and overall risk assessment prior to/or after application utilizing specific Investor underwriting guidelines and requirements.

Interview prospective borrowers and property managers to obtain critical property, management, and borrower details for each transaction.

Work closely with loan originators to help negotiate deal terms and resolve outstanding issues Interact with respective Investor Representatives (Fannie Mae, Freddie Mac, Life, HUD, etc) regarding loan transaction terms and waivers.

Inspect property in accordance with Investor guidelines (travel required-national).

Obtain and review all third party reports associated with each transaction as required by specific investor.

Completion of underwriting narrative/committee package.

Review of commitment letter and handoff to loan closing department.

Scope of Responsibilities:

Supervisory/ Managerial Responsibilities:

Education and Experience Required:

Bachelors’ degree and seven years commercial real estate experience or equivalent real estate educational experience.

Ability to multi-task.

Good verbal and written communication skills.

Good analytical skills


Baltimore, Maryland, United States of America

At M&T Bank, we understand what's important when you're considering a career. M&T strives to be the best company our employees ever work for, the best bank our customers ever do business with, and the best investment our shareholders ever make.

The key features of our culture are our:

  • Heritage of strength and stability

  • Exceptional and long-tenured employees

  • Focus on long-term client relationships

  • Commitment to the communities we serve

  • Commitment to our shareholders

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M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.